CARDO AI
Cardo AI provides software for asset-based finance and private credit markets, helping banks and asset managers manage $115B in assets. The 125-person fintech raised $19M in a November 2024 Series A.
The growth story
CARDO AI grew from 110 to 125 employees between 2022 and 2026, raising $19M along the way, most recently a Series A in November 2024.
About
Cardo AI sells data and analytics tools for lenders and investors in asset-backed loans. Its software helps track collateral, predict defaults, and optimize portfolios for clients including banks and credit originators.
The company manages $115B in assets, suggesting rapid adoption since its 2018 founding. Its Series A round included backers like Blackstone Innovations and Fasanara Capital.
Founders and leadership
Engineering makes up nearly 25% of staff (31 employees). The team is relatively young, with median tenure of 2 years.
The CARDO AI org chart
ALTIN KADAREJA (Co-founder and CEO) leads 29 mapped leaders with 3 direct reports. Click +N to expand a team; names link to the person’s public profile.
Departments, and which ones grew
Headcount by function: Engineering 40 (-2% YoY), Finance 16 (+45% YoY), Information Technology 14 (-7% YoY), Business Development 11 (0% YoY), Product Management 7 (0% YoY), Research 6 (-25% YoY).
Talent flow
Many employees come from financial services (BlackRock, Raiffeisen Bank) and consulting (Deloitte, EY). Alumni frequently move to Ritech International and Lufthansa's IT unit.
Most common previous employers of CARDO AI staff: Deloitte (4), StarLabs (4), BlackRock (3), Communication Progress (3), Raiffeisen Bank Albania (3), EY (3). Former CARDO AI employees most often moved to Ritech International (9), Lufthansa Industry Solutions (5), Facilization (4), Genpact (3), Jet Bank (3), Raiffeisen Bank Albania (3).
Alumni worth knowing
The CARDO AI mafia
8 alumni founded companies, including Deepfaic (7 staff) and IBN shpk (6 staff), suggesting strong entrepreneurial spillover from Cardo AI.
8Denis Gorica, was Engineering Manager until 2024Tuqa Yousef, was Data Scientist until 2020Serena Prifti, was Software Engineer until 2021Ledian Zerba, was Credit Investment Analyst until 2023Ashman A., was People and Culture Manager until 2020Hiring now
Web traffic
Traffic mix: 49% direct, 34% search, 6% social, 1% paid.
What this company is made of
Most common skills at CARDO AI: SQL (47), Microsoft Excel (44), Data Analysis (38), Python (Programming Language) (38), English (36), Microsoft Office (36), JavaScript (33), Project Management (32).
Where the team actually sits
CARDO AI people are concentrated in Tirana, Albania (25), Lombardy, Italy (19), New York, United States (8), Albania (8). 4 offices on record.
Search footprint
CARDO AI attracts about 18 organic search visits a month, traffic worth roughly $0K a month if bought through ads. It gained 12 ranking keywords and lost 19 in the last period.
What employees say
- Compensation
- 3.60 / 5
- Career opportunities
- 3.80 / 5
- Senior management
- 2.70 / 5
- Work-life balance
- 2.90 / 5
Frequently asked
CARDO AI has 125 employees as of September 2026.
CARDO AI has raised $19M in total, most recently a Series A round in November 2024.
CARDO AI was founded in 2018 by ALTIN KADAREJA.
ALTIN KADAREJA (Co-founder and CEO) sits at the top of CARDO AI's reporting structure, with 3 direct reports.
The most common previous employers of current CARDO AI staff are Deloitte (4 people), StarLabs (4 people), BlackRock (3 people).
Former CARDO AI employees most often move to Ritech International (9), Lufthansa Industry Solutions (5), Facilization (4).
At least 8 companies have a founder who previously worked at CARDO AI, including Deepfaic, IBN shpk, TransformEA 2025.
CARDO AI attracts about 18 organic search visits a month, worth roughly $0K a month in equivalent ad spend.
The most common skills among CARDO AI staff are SQL, Microsoft Excel, Data Analysis, Python (Programming Language), English.
CARDO AI staff are concentrated in Tirana, Albania (25), Lombardy, Italy (19), New York, United States (8).
CARDO AI has about 40 people in Engineering, down 2% over the past year, as of September 2026.
CARDO AI has about 16 people in Finance, up 45% over the past year, as of September 2026.
Computed from 99 current and 170 former CARDO AI profiles, as of September 2026. Source: Crustdata.
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