Fintonic
Fintonic is a Spanish fintech that provides credit scoring and personal finance tools using AI, with 500,000 active users and €600 million in loans managed. It raised $71M in a Series E in April 2024.
The growth story
Fintonic grew from 123 to 109 employees between 2021 and 2026, raising $71M along the way, most recently a Series E in April 2024.
About
Fintonic operates a credit marketplace and personal finance platform that analyzes bank account data to assess credit risk. It serves individuals in Spain, leveraging its status as the first PSD2-authorized open banking aggregator in the country.
The company has processed over €600 million in loans since its 2011 founding. Its recent Series E suggests continued investor confidence despite no disclosed headcount growth figures.
Founders and leadership
Engineering is the largest function with 18 employees. The median tenure is 3 years, indicating moderate retention.
The Fintonic org chart
Eneko Fonseca (CEO) leads 26 mapped leaders with 7 direct reports. Click +N to expand a team; names link to the person’s public profile.
Departments, and which ones grew
Headcount by function: Engineering 30 (+15% YoY), Finance 14 (+8% YoY), Information Technology 11 (+10% YoY), Business Development 9 (+13% YoY), Operations 7 (-22% YoY), Accounting 6 (+20% YoY).
Talent flow
Fintonic recruits heavily from traditional Spanish banks like Santander (7 hires) and BBVA (3). Alumni frequently move to Fusuma, Amazon, and Inditex (4 each).
Most common previous employers of Fintonic staff: Santander (7), Sopra Steria (3), BBVA (3), Deloitte (3), asistensi (2), Konecta (2). Former Fintonic employees most often moved to Fusuma (4), Amazon (4), Inditex (4), MasOrange (3), Embat (3), Revolut (3).
Alumni worth knowing
The Fintonic mafia
Fintonic alumni founded 11 companies, including Kereis Iberia (69 staff) and Fusuma (30 staff), both in fintech.
11Paz Andrada-Vanderwilde, was Dirección Seguros until 2019Adrián Gómez Muñoz, was CTO Latam until 2021Eduard Justicia, was COO LATAM until 2019Jesus Orbegozo, was Technology and Data Leader until 2019Sergio Sánchez Vázquez, was Chief Operating Officer until 2024Maria Antequera, was Managing Director Insurance until 2021
Raimundo Llao, was Growth Manager Latam until 2020
Guimel Moreno, was iOS Developer until 2023
Alfonso Eguia Gutierrez, was Product Development until 2021
Oscar García, was iOS Developer until 2020Web traffic
Traffic mix: 44% direct, 27% search, 1% social, 1% paid.
What this company is made of
Most common skills at Fintonic: Teamwork (36), English (36), Microsoft Office (27), Microsoft Excel (27), SQL (26), Project Management (26), Analytical Skills (24), Team Leadership (23).
Where the team actually sits
Fintonic people are concentrated in Community of Madrid, Spain (29), Greater Madrid Metropolitan Area (17), Spain (8), Andalusia, Spain (3).
Search footprint
Fintonic attracts about 138 organic search visits a month, traffic worth roughly $1K a month if bought through ads. It gained 51 ranking keywords and lost 37 in the last period.
What employees say
- Compensation
- 3.20 / 5
- Career opportunities
- 3.40 / 5
- Senior management
- 3.20 / 5
- Work-life balance
- 3.80 / 5
Frequently asked
Fintonic has 109 employees as of September 2026.
Fintonic has raised $71M in total, most recently a Series E round in April 2024.
Fintonic was founded in 2011 by Lupina Iturriaga, Marcos Icardo.
Eneko Fonseca (CEO) sits at the top of Fintonic's reporting structure, with 7 direct reports.
The most common previous employers of current Fintonic staff are Santander (7 people), Sopra Steria (3 people), BBVA (3 people).
Former Fintonic employees most often move to Fusuma (4), Amazon (4), Inditex (4).
At least 11 companies have a founder who previously worked at Fintonic, including Kereis Iberia, Fusuma, ETpay.
Fintonic attracts about 138 organic search visits a month, worth roughly $1K a month in equivalent ad spend.
The most common skills among Fintonic staff are Teamwork, English, Microsoft Office, Microsoft Excel, SQL.
Fintonic staff are concentrated in Community of Madrid, Spain (29), Greater Madrid Metropolitan Area (17), Spain (8).
Fintonic has about 30 people in Engineering, up 15% over the past year, as of September 2026.
Fintonic has about 14 people in Finance, up 8% over the past year, as of September 2026.
Computed from 70 current and 283 former Fintonic profiles, as of September 2026. Source: Crustdata.
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