Household Capital
Household Capital is a financial services firm that provides retirement income products for senior Australians, using a mix of superannuation, home equity, and pension assets. It has raised $251M, including a Series C in 2022 with backing from Citi and Legal & General.
The growth story
Household Capital grew from 40 to 72 employees between 2021 and 2026, raising $251M along the way, most recently a Series C in October 2022.
About
Household Capital sells financial products that help retired Australians manage income by blending savings, home equity, and pension payments. Its approach aims to balance immediate needs with long-term asset growth, distributed through partnerships with superannuation providers.
The company has raised $251M, with its latest Series C in late 2022. Its investor base includes major financial institutions like Citi and Genworth Australia, signaling industry validation for its longevity-focused model.
Founders and leadership
Sales is the largest function with 7 employees, suggesting a distribution-heavy model. Leadership includes veterans from Australian financial services, given the strong talent inflow from banks like Westpac and Commonwealth Bank.
The Household Capital org chart
Josh Funder (CEO & Managing Director) leads 25 mapped leaders with 4 direct reports. Click +N to expand a team; names link to the person’s public profile.
Departments, and which ones grew
Headcount by function: Finance 26 (+8% YoY), Business Development 14 (+17% YoY), Operations 6 (-14% YoY), Engineering 6 (+50% YoY), Customer Success and Support 6 (0% YoY), Information Technology 3 (0% YoY).
Talent flow
Employees primarily come from major Australian banks, with Westpac and Suncorp as top sources. Alumni scatter thinly across finance and unrelated sectors, with minimal concentration at any single employer.
Most common previous employers of Household Capital staff: Westpac (4), Suncorp (4), ANZ (3), MLC Australia (3), Commonwealth Bank (3), NAB (3). Former Household Capital employees most often moved to Super Members Council of Australia (1), Team Super (1), Tennis Australia (1), Plexus (1), ALI Group (Australia) (1), UBCO - Electric Utility Vehicles (1).
Alumni worth knowing
Web traffic
Traffic mix: 33% direct, 30% search, 17% social, 0% paid.
What this company is made of
Most common skills at Household Capital: Risk Management (25), Management (20), Finance (20), Financial Services (20), Customer Service (17), Portfolio Management (16), Strategy (15), Leadership (15).
Where the team actually sits
Household Capital people are concentrated in Victoria, Australia (18), Greater Melbourne Area (14), New South Wales, Australia (8), Greater Sydney Area (7).
Search footprint
Household Capital attracts about 56 organic search visits a month, traffic worth roughly $0K a month if bought through ads. It gained 1 ranking keywords and lost 10 in the last period.
What employees say
- Compensation
- 4.00 / 5
- Career opportunities
- 4.40 / 5
- Senior management
- 4.80 / 5
- Work-life balance
- 5.00 / 5
Frequently asked
Household Capital has 72 employees as of September 2026.
Household Capital has raised $251M in total, most recently a Series C round in October 2022.
Josh Funder (CEO & Managing Director) sits at the top of Household Capital's reporting structure, with 4 direct reports.
The most common previous employers of current Household Capital staff are Westpac (4 people), Suncorp (4 people), ANZ (3 people).
Former Household Capital employees most often move to Super Members Council of Australia (1), Team Super (1), Tennis Australia (1).
Household Capital attracts about 56 organic search visits a month, worth roughly $0K a month in equivalent ad spend.
The most common skills among Household Capital staff are Risk Management, Management, Finance, Financial Services, Customer Service.
Household Capital staff are concentrated in Victoria, Australia (18), Greater Melbourne Area (14), New South Wales, Australia (8).
Household Capital has about 26 people in Finance, up 8% over the past year, as of September 2026.
Household Capital has about 14 people in Business Development, up 17% over the past year, as of September 2026.
Computed from 52 current and 45 former Household Capital profiles, as of September 2026. Source: Crustdata.
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