Zepto
Zepto is an Australian fintech that provides real-time bank-to-bank payment APIs for businesses, with $19M in funding. It has 146 employees and processes payments through direct connections to Australia's banking infrastructure.
The growth story
Zepto grew from 52 to 146 employees between 2021 and 2026, raising $19M along the way, most recently a Series A in March 2022.
About
Zepto builds API tools that let businesses send and receive payments instantly between bank accounts, bypassing card networks. Its systems integrate directly with Australia's banking rails, offering faster settlement and richer transaction data than traditional methods.
The company raised a $19M Series A in March 2022 led by Airtree Ventures. While current headcount growth data isn't available, its engineering team (19 people) is the largest department, suggesting ongoing technical investment in payment infrastructure.
Founders and leadership
Engineering dominates Zepto's org structure with 19 staff, reflecting its API product focus. The company has a flat tenure profile with a median of just 2 years, typical for a growth-stage fintech.
The Zepto org chart
Matthew Cheers (CEO & Co-founder) leads 33 mapped leaders with 6 direct reports. Click +N to expand a team; names link to the person’s public profile.
Departments, and which ones grew
Headcount by function: Operations 22 (-12% YoY), Engineering 21 (+5% YoY), Information Technology 12 (+9% YoY), Business Development 11 (0% YoY), Sales 9 (+13% YoY), Finance 8 (+14% YoY).
Talent flow
Zepto recruits heavily from Australian banks including NAB (5 hires) and Commonwealth Bank (4), plus surprising clusters from adventure tourism operators like Mojosurf and Skydive Australia. Alumni frequently move to Canva (3), fintechs like Vivi Money (2), or HR tech firm Culture Amp (3).
Most common previous employers of Zepto staff: NAB (5), Citi (4), Mojosurf (4), Skydive Australia (4), Commonwealth Bank (4), Block (3). Former Zepto employees most often moved to Canva (3), Mable (3), Culture Amp (3), Fat Zebra (2), LION (2), Vivi Money (2).
Alumni worth knowing
The Zepto mafia
10 former employees have founded companies, including payment startups Vivi Money (2 founders) and Scalare Partners (1 founder with 22 staff). Other alumni ventures span solar energy (Solar Start) and healthcare IT (MediFile).
11Carolyn Breeze GAICD, was Chief Commercial Officer (CCO) until 2023Will Cormack, was Web Developer until 2021James Davis, was Account Executive until 2023Soumya Srinivasan, was Consultant, Payments and Strategy until 2021Lourdes Rogers, was Project Manager Marketing & PR until 2020Marcus Wood, was Head Of Technology until 2022
Michelle Morgan, was Senior Business Analyst until 2021
Gemma Lindeman, was Senior Talent Enablement Partner until 2022
Gabe Perrottet, was Senior Legal Counsel and Public Policy Lead until 2024
Anton Katunin, was Lead Developer until 2021Web traffic
Traffic mix: 43% direct, 43% search, 4% social, 1% paid.
What this company is made of
Most common skills at Zepto: Management (29), Customer Service (25), Leadership (23), Microsoft Excel (20), Microsoft Office (19), Team Leadership (18), JavaScript (17), Project Management (17).
Where the team actually sits
Zepto people are concentrated in New South Wales, Australia (29), Greater Sydney Area (9), Greater Melbourne Area (8), Victoria, Australia (7).
Search footprint
Zepto attracts about 2 organic search visits a month, traffic worth roughly $1K a month if bought through ads. It gained 7 ranking keywords and lost 10 in the last period.
What employees say
- Compensation
- 3.40 / 5
- Career opportunities
- 3.50 / 5
- Senior management
- 3.40 / 5
- Work-life balance
- 4.10 / 5
Frequently asked
Zepto has 146 employees as of September 2026.
Zepto has raised $19M in total, most recently a Series A round in March 2022.
Zepto was founded in 2018 by Chris Jewell, Matthew Cheers, Ian Lennie, Adrian Kennedy.
Matthew Cheers (CEO & Co-founder) sits at the top of Zepto's reporting structure, with 6 direct reports.
The most common previous employers of current Zepto staff are NAB (5 people), Citi (4 people), Mojosurf (4 people).
Former Zepto employees most often move to Canva (3), Mable (3), Culture Amp (3).
At least 10 companies have a founder who previously worked at Zepto, including Scalare Partners, Vivi Money, Solar Start.
Zepto attracts about 2 organic search visits a month, worth roughly $1K a month in equivalent ad spend.
The most common skills among Zepto staff are Management, Customer Service, Leadership, Microsoft Excel, Microsoft Office.
Zepto staff are concentrated in New South Wales, Australia (29), Greater Sydney Area (9), Greater Melbourne Area (8).
Zepto has about 22 people in Operations, down 12% over the past year, as of September 2026.
Zepto has about 21 people in Engineering, up 5% over the past year, as of September 2026.
Computed from 71 current and 109 former Zepto profiles, as of September 2026. Source: Crustdata.
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